AI Girlfriend App Pricing Guide (2026): What 22 Apps Actually Cost

Updated July 2026.

AI companion app pricing is confusing on purpose in places: flat subscriptions get layered with token or credit systems for images, voice, and video, “from $X/month” headlines hide steeper effective costs on shorter billing cycles, and a few platforms don’t publish pricing at all until you’ve created an account. Every number below comes from our own hands-on testing of each app’s actual pricing page, not marketing copy — where we couldn’t verify a figure independently, we say so instead of guessing.

The short answer

Across the 22 AI companion apps we’ve tested, paid plans typically start somewhere between $10 and $20 a month, with effective costs dropping to roughly $5–$9/month on annual billing for most platforms that offer it. The cheapest confirmed entry points are eHentai AI and Secrets AI’s entry tier, both around $5.99/month; the priciest confirmed tiers run up toward $49.99/month before any token or credit top-ups. A genuinely usable free tier — one that lets you hold a real conversation, not just see a locked paywall — is the exception rather than the rule; see the free-tier breakdown below for which platforms actually offer one.

Full pricing breakdown: all 22 apps

Starting prices reflect the lowest confirmed paid tier at time of testing. Companion apps change pricing often, so treat this as a starting point and confirm the current number on the review or the platform’s own site before subscribing.

Which AI companion apps have a real free tier?

A “free tier” that only shows you a locked paywall isn’t really a free tier. Based on our testing, the apps with a genuinely usable free tier — enough to hold a real conversation without paying — are OurDream AI (50 messages + 5 image credits/day), Kupid AI (daily messages, no card), Secrets AI (basic conversation access), MyLovely AI (one character plus limited tokens), Dondi AI (though its real strength sits behind Premium), and FlirtCam AI (SFW content for non-registered users). Promptchan and DreamGF technically offer free access but reviewers and our own testing found both too thin to properly evaluate the app. See our dedicated free AI girlfriend apps roundup for a deeper look at exactly what each free tier includes.

The cheapest AI companion apps, by annual pricing

If you’re comparison-shopping on price alone, annual billing is where the real savings show up. Confirmed effective monthly costs on annual plans include eHentai AI (~$5.99/mo), DreamBF (~$5.99/mo), Fantasy AI (~$5.99/mo), Fanfinity (~$5.99/mo), Lovescape (~$5.99/mo), and DreamGF (~$5.99/mo on its annual option). Dreamz AI’s annual plan works out to about $8.33/month. Weigh these against what each platform actually includes at that tier, though — a cheap annual plan on a platform with weak memory or a heavy token system can end up costing more in practice than a pricier plan that includes everything you’ll actually use.

Watch out for token and credit systems

The subscription price is rarely the whole story. Candy AI, Promptchan, Joi AI, Xotic AI, DarLink AI, OurDream AI, and Fantasy AI all layer a separate token, coin, credit, Gem, or Neuron system on top of the base subscription for images, voice minutes, video, or (on Joi AI specifically) even basic chat messages. Dreamz AI and Dondi AI are notable exceptions that include unlimited chat, memory, and media on their paid tiers without a separate currency. Before subscribing anywhere, look specifically for how the app prices images, voice, and video beyond plain text chat — that’s usually where the real monthly cost hides.

Apps where pricing is hard to pin down

For a handful of platforms, we couldn’t get a clean, confirmed number even after checking directly. Swipey and Xotic AI have pricing reported inconsistently across sources. OhChat and Lovel AI don’t publish consumer pricing publicly — OhChat runs on an unconfirmed credit system, and Lovel AI only shows pricing after you create an account. FlirtCam AI’s free SFW tier is confirmed, but we couldn’t verify current Pro-tier pricing from independent sources. If you’re considering any of these, confirm the exact current price directly on the platform’s own site before entering payment information, and read the individual review for the full context.

Which app should you actually pick?

Price is only one piece of the decision — a cheap plan with weak memory or aggressive token costs isn’t actually a good deal. If you want a full picture including conversation quality, memory, and realism scores alongside pricing, see our complete AI companion apps guide, browse the companions directory, or take our 60-second match quiz for a recommendation based on what actually matters to you.

Every platform covered on this site is intended for adults 18 and over. Pricing changes frequently in this category — always confirm the current number directly on the platform’s own site before entering payment information.